Breakdown Cover
Breakdown insurance delivers peace of mind and with our flexible range of cover options peace of mind has never been so cheap. We provide a range of cover options that enables you to choose the cover level that suits you. With our annual breakdown insurance cover starting at just £29 you may be surprised at just how affordable peace of mind is with InsSure.
Why insure with InsSure for your Breakdown Insurance?
- Benefit from a discount of 35% for online purchases
- Average call out times of just 42 minutes
- No Call out charges
- 86% of vehicles repaired at the roadside
We work directly with leading breakdown insurance underwriters to deliver a range of market beating breakdown insurance cover options designed around the comments we receive from our customers
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Breakdown cover insurance is a type of cover offered to motorists who do not want to be stranded due to issues with their vehicle. While the providers of breakdown insurance cover will vary, there are usually four types of cover. You have standard breakdown recovery service, home or roadside recovery, recovery plus, and a comprehensive cover. There is also the option of European Cover, though not all providers will offer this type of cover. The European cover is available from most larger breakdown insurance companies. It will protect your vehicle if you take it overseas or if you are driving a rental car while over in Europe.
The standard types of breakdown insurance are the most common and affordable. They will cover on call mechanical assistance for the roadside. This type of breakdown insurance will also work to fix your vehicle as quickly as possible. If roadside assistance cannot get the vehicle running, then they will provide a tow to the closest shop that can help you. With many of the standard breakdown insurances there is a tow radius that applies.
Breakdown Insurance Cover
Breakdown insurance may not apply if you are a certain distance from your home. In other words if you can walk back to your home you might not be able to get the service you need. The policy you obtain will explain in detail what is covered with the insurance and what is not. Other levels of cover will apply to an at home situation.
If at any time you need a tow a passenger service is usually provided within the upper level plans. The plans will stipulate, however, how many individuals can be taken in the van. The most comprehensive breakdown insurance covers everything listed above and then some. Most often this means that the insurance company will provide you with a vehicle while yours is being worked on. They can also offer overnight accommodation or alternative travel arrangements if your vehicle breaks down while you are on vacation or a business trip.
Many insurers with European cover will even supply drivers. Depending on your situation breakdown insurance can be quite handy. The fact that it is inexpensive also helps it look more attractive. The breakdown insurance may not cover everyone that drives your vehicle. For example you might get single, joint, or family cover. If you have family cover it will cover everyone in the immediate family.
It is very important that you compare the different breakdown insurance options you have available to you. You will want to make sure that all incidents will be covered given the situations you might be in. You can also make a decision based on how old the vehicle is. For example a newer vehicle should not break down as often, so you might carry less breakdown insurance for the first few years. Breakdown insurance can cover your tyres, engine problems, and minor mechanical issues. Breakdown insurance does not replace automotive insurance needs that the UK has for drivers.
